Create a budget that actually shows where your money is going
The Kit includes a full monthly budget worksheet that walks you through income, detailed expense categories, and the leftover income calculation so you can spot what to cut or what you can save.
Get a clear, organized view of all your debt in one place
There's a debt overview table to list every debt, monthly payments, balances, interest rates, and target payoff dates, so you can get organized and stop guessing.
A personalized step-by-step payoff strategy that fits your situation
The Kit explains the Snowball vs Avalanche payoff methods and includes an action plan table where you can choose a strategy and map out minimum payments plus extra payments to accelerate payoff.