Canada’s best credit cards for gas

The most effective bank cards for gasoline in Canada

Greatest money again bank card for gasoline

CIBC Dividend Visa Infinite

With the Dividend Visa Infinite, CIBC presents a powerful contender within the money again bank card class, particularly for drivers, and much more so if you happen to add your grocery invoice to this card. With a return of 4% on gasoline and groceries, this card is designed to place a refund in your pocket. There are different bonus classes to earn money again, together with 2% on each day transit (together with rideshares and public transit), so that you get rewards on all modes of transit, in addition to 2% on eating and recurring funds.

• Annual price: $120 (waived for the primary 12 months)
• Rates of interest: 20.99% on purchases, 22.99% on money advances (21.99% for Quebec residents), 22.99% on stability transfers
• Earn fee on gasoline: 4%
• Rewards on different purchases: 4% money again on groceries, 2% on eating, each day transit and recurring payments, and 1% again on the whole lot else
• Welcome bonus: Earn 10% money again on all purchases (as much as $250 in worth) for the primary 4 statements (as much as a most of $2,500 in purchases), plus an annual price rebate for the primary 12 months. To be eligible, you need to apply on-line.
• Extra advantages: Emergency journey medical; automobile rental collision and loss injury insurance coverage; cellular gadget insurance coverage; plus save as much as $0.10 per litre at taking part Chevron, Ultramar and Pioneer gasoline stations while you hyperlink your card with the Journie Rewards program.
• Annual revenue requirement: Private revenue of $60,000 or family revenue of $100,000

Greatest no-fee money again bank card for gasoline

Tangerine Cash-Again Mastercard*

The Tangerine Cash-Again Mastercard has no annual price and it presents straight money rewards, which supplies it sturdy enchantment to a lot of Canadians. Bank card holders are rewarded with 2% money again on limitless purchases in two classes of your selecting, together with gasoline, groceries, eating places and drugstores. Decide to have your money routinely deposited right into a Tangerine financial savings account to obtain 2% money again in a 3rd class. (You’ll earn 0.5% on the whole lot else.) Plus, you’ll be able to switch balances from higher-interest playing cards at a low promotional rate of interest of 1.95% for six months. For many who wish to monetize their gas purchases with out paying for the privilege, this no-frills card is a winner.

• Annual price: $0
• Rates of interest: 19.95% on purchases, 19.95% on money advances, 19.95% on stability transfers
• Earn fee on gasoline: 2% money again
• Rewards on different purchases: 2% in as much as two different spending classes of your alternative and 0.5% money again on the whole lot else.
• Welcome bonus: Earn 15% money again while you spend as much as $1,000 in on a regular basis purchases inside your first 2 months (as much as a restrict of $150 money again). Should apply by December twenty ninth, 2022.
• Extra advantages: Buy assurance and prolonged guarantee
• Annual revenue requirement: $12,000

Greatest bank card for gasoline with roadside help

TD Money Again Visa Infinite*

The TD Money Again Visa Infinite is a powerful a refund card providing a 3% return on gasoline, grocery and recurring invoice funds (and 1% again on the whole lot else). The return fee on gasoline can be sufficient for the cardboard to put on our listing, but it surely’s really the roadside help (amongst different perks) that make it a standout card for drivers. Cardholders have complimentary emergency street providers by means of an included Deluxe membership with TD Auto Membership. This bundle contains 24-hour emergency help calls, towing, lockout and winching providers, visitors accident emergency transportation, meals, lodging and requirements, and even reimbursement choices for points TD Auto Membership was unable to help with. Plus, cardholders have auto rental loss and collision insurance coverage and reductions at Avis and Funds. For frequent commuters or road-trippers, these perks can simply cowl the cardboard’s annual price.

• Annual price: $139 (waived for the primary 12 months)
• Rates of interest: 20.99% on purchases, 22.99% on money advances, 22.99% on stability transfers
• Earn fee on gasoline: 3% money again (as much as $15,000 annual spend)
• Rewards on different purchases: 3% money again on groceries and recurring invoice funds (as much as $15,000 annual spend every); 1% again on the whole lot else.
• Welcome bonus: Earn 10% money again on all purchases for the primary 3 months as much as a complete spend of $2,000. Plus, first 12 months no annual price for the first and extra cardholders. Should apply on-line by Might 28, 2023.† Quebec residents, please click on right here.
• Extra advantages: Automotive advantages like rental insurance coverage, reductions on automobile leases and a Deluxe membership with TD Auto Membership; journey insurance coverage, together with journey medical and delayed or misplaced baggage; entry to Visa Infinite perks, equivalent to concierge providers and complimentary room upgrades while you journey.
• Annual revenue requirement: Private revenue of $60,000 or family revenue of $100,000

Greatest journey bank card for gasoline 

Scotiabank Gold American Categorical*

For those who’re trying to flip your gas purchases into factors, look no additional than the Scotiabank Gold American Categorical bank card. This card operates throughout the Scotia Rewards program, which permits collectors to redeem their factors for journey rewards, merchandise, present playing cards and even credit score to place in opposition to their card stability. Cardholders earn 3 Scotia Rewards factors on each $1 spent on eligible purchases together with gasoline, public transit and streaming providers, and 5 factors per $1 on groceries, eating places and leisure. Double-dip with the gasoline factors program of your alternative and earn much more.

• Annual price: $120
• Rates of interest: 20.99% on purchases, 22.99% on money advances, 22.99% on stability transfers
• Earn fee on gasoline: 3 Scotia Rewards factors per $1
• Rewards on different purchases: 5 Scotia Rewards Factors per $1 spent on groceries, eating and leisure, 3 factors per $1 spent on public transit, rideshares, taxis and on-line streaming providers, 1 level per $1 spent on the whole lot else.
• Welcome bonus: Earn as much as $850* in worth within the first 12 months, together with as much as 45,000 bonus Scene+ factors and first 12 months annual price waived. Supply ends 30 April 2023.
• Extra advantages: No international transaction charges; journey emergency medical, journey cancellation, flight delay, misplaced baggage and accident insurance coverage; rental automobile collision safety; lodge or motel housebreaking insurance coverage; buy safety and prolonged guarantee; complimentary concierge service; VIP airport lounge entry with Precedence Go.
• Annual revenue requirement: $12,000

Greatest bank card for gasoline at Canadian Tire

Triangle Mastercard

For those who’re a loyal Canadian Tire shopper, you’re in all probability already conversant in Canadian Tire (CT) Cash. The storied rewards program that dates again to the Nineteen Fifties. These days this system is digital, however the trade fee stays the identical: $1 in CT Cash is the same as CAD$1. With the no-fee Triangle Mastercard you’ll earn 4% again on purchases at Canadian Tire and accomplice shops like Sport Chek and Mark’s/L’Équipeur, in addition to 1.5% again on groceries (besides at Walmart and Costco). Plus, you’ve entry to different perks just like the no-fee, no-interest financing program which helps you to repay bigger purchases in installments.

• Annual price: $0
• Rates of interest: 19.99% on purchases, 22.99% on money advances, 22.99% on stability transfers
• Earn fee on gasoline: $0.05 per litre on gasoline bought at Fuel+
• Rewards on different purchases: 4% in CT Cash on spends at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Ambiance, Social gathering Metropolis, Sports activities Rousseau, Hockey Consultants, L’Entrepôt du Hockey, and taking part Sports activities Consultants shops; 1.5% in CT Cash on groceries as much as $12,000 yearly. 
• Welcome bonus: None
• Extra advantages: No-fee, no-interest financing; entry to members-only occasions; customized presents
• Annual revenue requirement: None

Greatest bank card for gasoline at Esso

PC Monetary World Elite Mastercard*

The PC Optimum program is likely one of the hottest rewards packages in Canada, due partially to its flexibility and ease of use that permits you to redeem on the until. The no-fee PC Monetary World Elite Mastercard presents accelerated earn alternatives at Consumers Drug Mart and Loblaw-family groceries shops like No-Frills, Actual Canadian Superstore and Fortinos, and at greater than 4,500 Esso and Mobil gasoline stations throughout Canada. The final of which is the place you’ll get no less than 30 factors per litre (charges differ by location). PC Optimum factors will be redeemed at a fee of 10,000 factors (equal to $10) by merely displaying your card on the until of a taking part retailer. At Esso, you’ll be able to redeem factors for gasoline and automobile washes.

Incessantly requested questions

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